The Automobile Association South Africa (the AA) has been on a campaign to turn around the ailing organization’s fortunes, with their current CEO Collins Khumalo working to extend the company’s product offerings and align the company with a new strategy. They have been losing big clients in the business they’re most well known for – road-side assistance – and are now concentrating on offering products related to the car industry.
With the addition of extended car warranty product, they are diligently increasing their products, which also include car insurance. The product is managed by Advantage Motor Protector (Lombard Insurance Company), who have been part of the car warranty scene for almost 2 decades.
What does the AA car warranty cover?
Like most vehicle warranty extender companies, they will cover the engine, gearbox, suspension, electronics, electricals, steering, and the different systems such as the cooling, fuel, transmission and ignition systems.
As with a typical extender, they cover new and second-hand vehicles. Your vehicle must have less than 250,000 km on the odometer and must be less than 12 years old.
SA Warranties is a provider of motor vehicle warranties in South Africa, often partnering up with popular manufacturers in South Africa to extend motor warranties for vehicles going out of warranty, and even providing warranties for new vehicles.
As with any warranty company worth their salt, they offer mechanical breakdown insurance on your vehicle’s major parts should they fail whilst it is still covered by them. They offer engine, gearbox and major electrical components. Make sure you understand which components exactly they will cover, how the cover works should you claim against your policy. You don’t want to be sold cover which will later not meet your needs. The cover will most likely depend on what your needs are and how much you’re able to afford.
SA Warranties products
SA Warranties offers products for:
They are currently based in Edenvale, and can be contacted here:
5 Boeing Road East,
LiquidCapital extended warranty is offered by LiquidCapital, which is a company owned by Imperial. This means they’re a serious company, offering great service and great products.
They offer cover for, among other components: Air-conditioner, Braking system, Casings, Clutch, Cooling system, CV joints, gaskets, differentials, engine, fuel system, gearbox, prop shaft, steering system, suspensions, wheel bearings, turbos, over-fueling, and overheating. Whichever way you look at it, it’s quite a pleasing list of components to cover.
To make a claim against your policy: you have a maximum of 7 (seven) days to claim against a loss or damage. Their claims number is 0860 927 726.
Office hours are: Monday to Thursday: 07h30 to 17h00, and Friday: 07h30 to 16h30. They’re closed on weekends and public holidays.
Make sure you have the following when making a claim:
Your policy number.
Your name and contact details.
Name and address of repairer.
The current kilometres.
The type of problem you’re experiencing
Extending the warranty of your vehicle will save you money in the long run. As soon as your vehicle gets out of its motor plan, it’s best that it’s covered by a motor warranty cover plan. It’s also more prudent to get a plan before the original warranty lapses, making it a whole lot cheaper. An extended motor warranty is an extension of your current vehicle’s warranty and covers mostly: some electrical components, engines, and gearbox. These are often the most to repair.
Vehicle warranty is essentially an insurance cover, which you can claim against for your vehicle’s mechanical failure. This would include your gearbox and engine among other parts.
There are a few leaders in who provide extended motor warranty in South Africa, SA Warranties, Hollard, Motorite, LiquidCapital, and others. With most, you can purchase your car warranty by contacting them using online forms, or calling them directly. Vehicle manufacturers also offer extended warranties, but will mostly stop shorter than independent insurers.
Today’s vehicles, whether bought as a used vehicle, can be reached kilometers over 200,000 and still be a great drive. Some warranty insurance companies will ensure your mechanical parts up to 300,000 kilometers, extending your vehicles usage and reducing your risk should some of those parts fail. You might feel that it’s unnecessary, but exposing yourself to the risk involved in buying a car which may also break here and there, without being a total wreck, is larger than the minimum payments which you can make.
What you will have to take note of though is that the coverage will have exclusions in their terms and conditions. This will mostly include wear and tear components, lubricants and the like. The premiums you will pay also depend on the car, usage type or manufacturer, just like a normal car insurance will take into consideration.
Insurance quotes are a dime a dozen in South Africa, with so many insurance companies offering home insurance, car insurance, home contents insurance, life insurance, funeral cover, scratch and dent cover, and even medical cover, you’re bound to have more time than enough to compare.
With Whichinsurance.co.za, you’re able to get competitive insurance quotes from one provider and compare insurance with your current, or prospective insurance provider.
Save on your insurance, from a provider who can save you up to 29% on your vehicle insurance, more than 20 business insurance providers, easy online application for life insurance, quick paying funeral cover, lump sum payment of your hospital stay with hospital plans, and great choices for your vehicle warranty.
You never have to be frustrated by over-inflated insurance premiums when you can compare insurance quotes from long-standing insurers.
So, choose your type of insurance, capture your details once, sit back choose from the car warranty quotes which come your way.
Bidvest Financial Services (Bidvest FS) provides more than just car insurance in South Africa, they also extend their services to offer car warranty services as well. As a fully fledged financial services company, they also include the most basic cover warranty and maintenance plan product, which is Mechanical Breakdown. They also include Tyreguard, Bodyguard + Interior guard and Shortfall.
The Bidvest car warranty includes a Mechanical Breakdown policy, which can cover your car while it’s still under its original warranty or out of warranty, or maintenance plan has lapsed. As always, it’s cheaper when you purchase extended warranty and maintenance plans whilst the car is still under the original warranty. This is some sort of assurance to the insurer that the car they’re insuring isn’t coming with tons of issues from it not having any warranty or maintenance plan.
Cover for used and old cars
South Africans are able to cover a new, used, or an old car with high with high mileage. Bidvest FS is also able to cover vehicles used as taxis.
Bidvest car warranty and maintenance plans
EXTENDED WARRANT for new or used vehicles, still covered by the manufacturer warranty and extends it by an additional 2 years.
PLAN PLUS maintenance plan for new or used vehicles, still covered by the manufacturer maintenance plan and extends it with an additional 2 years cover with unlimited kilometres
MAXI PLUS is for vehicles not supported by a McCarthy Franchise and are still under the manufacturer warranty. This also adds a 2 year cover with unlimited kilometres
MAXI is for vehicles less than 5 years old, under 120,000 kilometres, have a full service history. Expect an additional 2 year cover with unlimited kilometres.
LUXI. For vehicle’s under 8 years and 160,000 kilometres. You can get 2 years or an additional 60,000 kilometres.
ECONO is for vehicles over 8 years, or have a mileage between 160,000 and 250,000 kilometres. You get a 2 year or additional 50,000 kilometres cover.
TAXI WARRANTY. Covers new or used vehicles, still under manufacturer’s warranty. The vehicle should function as a taxi. Expect a 2 year or 80,000 kilometres cover.
Each cover also offers the following email, roadside and medical emergency assistance:
24 Hour Emergency Roadside Assistance
Run out of Fuel
Vehicle Recovery (Breakdowns)
Vehicle Storage (Breakdowns)
Flat Tyre Assistance
Flat Battery Assistance
Keys Locked in Vehicle
Transmission of Urgent Messages
Medical Advice and Information Hotline
Emergency Medical Advice and Assistance Hotline
Escorted Return of Minors
In-Hospital Medical Monitoring
Repatriation of Mortal Remains
Absa may have one of the most run-of-the-mill vehicle maintenance plans around. Whether they’re reselling a maintenance plan from one of the providers, we will never be sure, but they are reportedly one of the most expensive around according to a forum.
As with other banks, Absa has a host of affiliated products that they on-sell to their long list of clients. Mining your database for related products to sell is one that Absa was not going to miss, but perhaps you the client might want to.
They don’t really give much away in terms of what they can offer you differently from other maintenance plans from industry leaders, which is why it’s suspected that they’re skimming off the top what they can by really just on-selling the product through their call centers and other representatives when clients purchase vehicle finance through them.
What products are available for you under the Unitrans (UM) vehicle maintenance plans?
Trading under the Unitrans Insurance Limited (U-Insure), Unitrans registered as an insurance provider, car warranty is an insurance product, that provides the South African public with these motor warranty products: Credit Protection, New Vehicle Warranty, Used Vehicle Warranty and ExtraCover (Top Up) Insurance. They use Motorite Insurance Administrators (Pty) Limited as their claims administrator, and AA Fleetcare does the towing of vehicles in the unfortunate case of a breakdown.
The cover that takes care of New Vehicle Warranty and Used Vehicle Warranty is Autocare Warranty. It is a Mechanical Breakdown Insurance. You can claim in case of mechanical failure of the engine, gearbox, differential, drive shafts, steering, fuel system, and braking or cooling systems. Wear and tear of some of the components is not covered.
To claim against the warranty call Contract Lease Management (Pty) Ltd (CLM ) on Tel: (011) 450-3939
Their car maintenance plans offered include:
Full maintenance plan: you can claim against some repairs and vehicle servicing.
Service maintenance plan: you can claim against servicing costs.
Maintenance and service plans are no-insurance products.
TO extend your maintenance plan, you can qualify if:
Your vehicle is younger than 5 years
You less than 120 00 km mileage
You have a good vehicle service history and have not skipped services.
If you would like to contact Unitrans Insurance Limited, make sure you understand their terms for what is covered, what you pay for and what they pay for.
If you’ve ever bought a vehicle second hand, you will know that a car warranty is a must-have! Car dealerships also have specific warranty cover companies that offer car warranties for your vehicle. And what they offer also spans from mechanical breakdown insurance, engine break-down to offering road-side assistance in case of a break down.
Vehicle warranty extenders work like an insurance product because you claim against an insurance policy. You also have to get these through an actual insurance broker/representative.
Car warranty cover is used as an extended warranty after your vehicle has gone out of the manufacturer’s warranty. You will be able to replace certain major parts that have failed, have broken down or simply need replacement.
Your car will also need to be serviced with an approved dealerships at required intervals. This is required so that the insurer knows the vehicle has at least been taken care of.
You will also take care to take your car warranty early on as it becomes much more affordable. More factors that determine the price include the mileage of your car, and the year of manufacture.
Car manufacturers such as Toyota, VW or Volkswagen, BMW and Mercedes-Benz often have their own in-house warranty and warranty plan extenders that they sell in-house. They will often add them for an extra 20 000 kms or 2 years after the original plan has elapsed.