Basically, anyone who offers business insurance would have construction insurance. Construction is one of the biggest industries in South Africa, and as with all industries, things do tend to go wrong sometimes. Civil contractors need insurance because they run the risk of building construction running late or construction workers who lack skills. As such contractors run a lot of risks, such as Erection Risks, being liable for Third Party Contractors, Engineering mishaps, Construction Plant Theft and other Risks, Civil Engineering Completed Risks, Performance guarantee and Bond Loan insurance.
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